Service To Investor -
Program Overview
|
General PLN™
Information |
Investment
Opportunity: |
Frequent Opportunities on a Loan by Loan
Basis |
|
Total PLN Raise: |
Capital is Raised as Needed |
|
Loan Servicing Company: |
Commercial Capital Fund.com |
|
Lender Qualifications: |
Accredited Investors |
|
Minimum Investment Amount: |
None |
|
Target Return to Lenders: |
10.00 - 12.00% |
|
Interest to Lender: |
Paid Monthly |
|
Minimum Term to Lender: |
As Long as Loan Runs
(average of 12 months) |
|
Type of Mortgages Investments: |
First Lien, Interest Only, Trust Deed
loans secured by a Deed of Trust securing Promissory Note personally
guaranteed by the principal Borrower/s. |
|
Lending Territory: |
All States |
|
Term of Loans: |
Generally 12 to 18 months |
|
Tax
Treatment: |
Interest Income
(Ordinary Income) |
Commercial Capital Fund.com
Private Lender's Network™ (PLN) consists of Individual Investors, IRA's,
Trusts, Pension Plans, LLC's, Corporations, etc. The PLN is setup to
fund 1st Position Trust Deeds, also known mortgage loans. When an
investor becomes a Member of the PLN, they become a "private lender" and
gain access to high quality mortgage loan investments through
Commercial Capital Fund.com. Lenders are placed directly on the note
& deed of trust which can be fractionalized among several lenders or
wholly funded by one lender. This is a passive investment opportunity
for the Lender; Commercial Capital Fund.com is the Servicer for
the PLN and manages all loan servicing functions including payment
processing, property insurance & tax management, construction control,
payoffs, defaults and other servicing matters. The short terms loans are
typically 12-18 months with interest only payments due monthly. Interest
payments are distributed monthly to Lenders.
The loans must meet strict underwriting and
due diligence requirements administered by Commercial Capital
Fund.com. All loans funded through the PLN are individually
processed and fully underwritten before funded. Commercial Capital
Fund.com endeavors to only fund loans that will perform to the high
standards the company has established for the PLN in order to maximize
the stability of the cash flow and rate of return for Lenders in the PLN.
Lenders will pay no buying/selling commissions or fees to lend money
through the PLN. All commissions and fees associated with the
origination and servicing of the loans are paid by the Borrower. Lenders
should consider their investment in a mortgage loan as illiquid for a
minimum of the term of each loan they fund (typically 12-18 months).
The Servicer's income is derived from
upfront fees, loan servicing fees paid by the Borrower such as,
servicing fees, late payment fees, escalated interest fees and others.
For example, a loan may be originated at 14% to the Borrower and 12% is
passed on to the Lender with a 2% servicing fee paid to Commercial
Capital Fund.com. Lenders can achieve 10-12% returns through the PLN
and the income is characterized as interest income to the Lenders for
taxation purposes.
For more information, call 1-800-935-1920, or
click here to contact us.
To become an Accredited Investor, please
download
our Confirmation of Accredited Investor form. Download the form and then
fill it out, sign it and either fax it to 1-800-936-1920 or scan it and
e-mail it to
info@commercialcapitalfund.com. You will need Adobe Acrobat Reader
to view and print the form. If you don't have Adobe Acrobat Reader,
click to download for free.
Disclosure
Statement:
This is not an offer to sell, or solicitation of offers to buy,
securities in states where such offer of solicitation cannot be made.
This is not an offer to residents of New York or New Jersey or where
prohibited by state statutes. This website or advertisement shall not
constitute an offer or solicitation to sell or buy securities in any
state where registration of the security is required or where such
solicitation or offer cannot be made.
US TREASURY
DEPARTMENT CIRCULAR 230 NOTICE:
Any advice contained in this communication, including attachments and
enclosures, is not intended or written to be used, and cannot be used,
for the purpose of (i) avoiding penalties under the Internal Revenue
Code or (ii) promoting, marketing, or recommending to another party
any transaction or matter addressed in this communication. We do not
provide tax advice on any matter, therefore we are not providing any
guidance to the recipient on a "more likely than not" or higher
confidence level. This communication is not intended to be a reliance
opinion within the meaning of Circular 230
Copyright © 2010 Commercial Capital
Fund. All rights reserved.
